Interest-Only Loans Return: Should We Worry?

During the housing boom, more than 10% of adjustable rate loans were interest-only loans, where in a borrower makes monthly interest payments but pays nothing toward principal for a set time period. By eliminating the need to pay principal, an interest only loan option keeps your monthly payments lower. This was how some lenders during … Continue reading


Avoid Bankruptcy: Tips to Manage Money, Savings, and Debt

            Have you ever wondered how a person with about $50,000 or more in debt manage to pay them all off within a span of 2 or 3 years? Have you been thinking of ways to get rid of your debt and how to handle your finances? According to the Wall Street Journal and Edvisors, … Continue reading

Approved or Disapproved: How The Bank Decides Your Loan Modification

Have you ever wondered why you have been approved or rejected on your loan modification application? How does the bank decide whether to grant you with loan modification? In this 5-minute video, a pre-foreclosure attorney from the Legal Services Center of Harvard Law School explains briefly the different guidelines the bank follows in their decision-making:

Motivation Monday

“To be successful, the first thing to do is to fall in love with your work.” The VLG staff wishes everyone a Happy Monday! We hope you’re doing what you love and loving what you do. Stay motivated for the rest of the week!


Scams and Frauds: How To Avoid Them

With the increasing accessibility of information in this digital age, it is unfortunate that some take advantage of the web to deceive people. From typical email spams, scammers have now proliferated in the real estate market. As consumers, we are called for vigilance. Fox 21 News report that scammers are targeting low-income families who are … Continue reading


What Movies Tell Us About Real Estate

Everyone has some connection to real estate. We all have to live somewhere. We have to buy/sell a house or rent/lease out a condo at some point in our lives. Some movies show this relationship we have with the real estate market and portray it in an entertaining way. At the same time, these films … Continue reading


Networking at the Rooftop

Many people believe that it’s all about who you know. Making connections is important to succeed in the business world; however, networking is not just about collecting contacts, it is about planting relations and making it grow. The VLG staff did just that during the Networking Mixer last Thursday at the office’s rooftop. See some of … Continue reading


VLG Team in Action

“Coming together is a beginning. Keeping together is progress. Working together is success.” – Henry Ford On Wednesdays, we conduct our weekly meetings to ensure that everyone is working together to succeed in their respective tasks and goals. See our VLG team in this week’s session: From left to right: Stephen Vokshori (Managing Attorney), Nikta Yazdi … Continue reading



Monday is not the day to be back at the grindstone. Monday is the day to be back at your passion. Turn your dreams into goals, and action them into reality. We are back at our passion of helping as many people save their homes. What about you? What are you passionate about?

Home Loan Rate to Rise with Expected Fed Rate Hike

 Fed policymakers have signaled an increase in the federal funds rate for the first time since 2006. While it is still unclear when the rate hikes will kick in, we always knew that when rates were reduced to nearly 0% back in 2008 it would not last forever. While higher rates raise the cost of … Continue reading


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